At H2F we strive to make a difference in the way we handle your business. From our first point of contact all the way through to your funding date, we understand the process can be stressful. We can help you manage -- always have a hands on contact to be on top of your accounts needs, one of our Account Executives will be available to fit your needs.
Always receive the most up to date value of current market prices, we know how substantial the market value can affect the money you need now and we want to make sure you get every dollar it is worth!
With many years in the business, we know that we are able to fight on your behalf if need be. Haven't gotten approved in the past? NO PROBLEM! We will begin the process with you as many times as needed until you are happy with the outcome.
Our Approach
We take a collaborative approach to consulting, working closely with our clients to understand their unique needs and develop customized solutions. We believe that effective communication and partnership are key to achieving success.
Further information in relation to Life Contingent Payments
Life contingent payments are one of the primary payment options available within the framework of a structured settlement. Structured settlements offer flexibility in how the payments are designed, often using a combination of payment types to meet a claimant's specific long-term needs:
• Life Only Annuity: This is an entirely life contingent payment structure. Payments continue only for the recipient's lifetime and cease upon their death, ensuring a steady income stream for as long as they live.
• Life with Certain Period Annuity: This structure combines guaranteed payments and life contingent payments. Payments are guaranteed for a specific period (e.g., 20 years) OR for the life of the recipient, whichever is longer.
◦ If the recipient dies within the guaranteed period, the remaining payments go to their beneficiary.
◦ If the recipient lives beyond the guaranteed period, the payments become purely life contingent and continue until their death.
The use of life contingent payments in a structured settlement is an attractive feature for plaintiffs with long-term care needs, as it provides financial security for their entire life, ensuring they won't outlive their settlement funds.
